- Rate: 5-year variable rate closed mortgage at 3.55% (Tangerine Prime – 0.90%, APR 3.58%)
- Minimum Amount: $350,000 CAD
- Key Deadlines:
—–> Request a call by October 12, 2026
—–> Submit your official mortgage application within 14 days of completing the Mortgage Inquiry Form. - Eligibility: Targeted offer (must have received communication directly from Tangerine). Applicable for new residential mortgages or transfers from another lender.
- Conditions: Must set up recurring mortgage payments from a Tangerine Chequing Account and hold a 35-year variable closed structure.
Fine Print & Caveats
Targeted Promo: You must have received the direct communication from Tangerine and use the specific link provided to request the call.
•Exclusions: Home Equity Lines of Credit (HELOCs), refinances, renewals, or increases to existing Tangerine mortgages do not qualify.
•Fees: Standard application costs may apply, including an appraisal fee (~$250) and a funding processing fee ($280). Watch out for potential discharge/prepayment penalties if you are breaking an existing term with another lender early.
•Prepayment Perks: Allows lump-sum payments or increases to regular payments by up to 25% of the original mortgage amount annually.
Anyone else get hit with this targeted email? Prime – 0.90% is a solid discount compared to standard posted variable rates right now (Tangerine = 3.90%). Check your inboxes if you’re looking to switch or buy soon!
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Statistics: Posted by CanadaFigs — Sep 20th, 2026 12:20 pm