ChatGPT TLDR:
Max value = $1,000
($500 chequing + $100 add-card + $350 card + $50 referral)You must:
– Set up $500 recurring direct deposit
– Keep it active for 1 full year
– Do 5 debit purchases (cheapest option)
– Spend $3,000 on the card in 4 statements
– Set up 1 recurring credit card paymentBonuses paid:
– $500 by month ~7
– $100 by month ~9Real minimum safe hold: ~13 months
If you donโt keep $4,000 in the account:
– ~$16.95/month fee ร ~13 months โ $220 cost
– Net โ ~$780If you park $4,000:
– No monthly fees
– Net โ $1,000Not a short churn. High ROI, 1-year commitment.
Statistics: Posted by Free_Food โ Feb 26th, 2026 11:41 am
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