Found a decent offer on the BMO Ascend World Elite through the GeniusCash app. I’ve been watching for something with a good travel earn rate that isn’t Amex.
Offer:
- 100,000 bonus points (comes out to ~$650)
- $175 GeniusCash
- 4 airport lounge passes/year
- FYF
The 100k bonus points seem doable. 55k after your first $4500 and the rest monthly over the first year (as long as you spend $2500/month)
Earn Rates:
- 5 points per dollar on travel, dining, and entertainment
- 3 points per dollar on transit and gas
- 1 point per dollar on everything else
Looks like this is an early Black Friday thing only available for a week! It ends Nov 24 NOT on Black Friday.
I can’t share a link directly since it’s app-only, but there’s an obvious banner in the app
Statistics: Posted by KWCpointslover — Nov 18th, 2025 10:10 am
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