Found a solid stacking opportunity on the MBNA Rewards World Elite through the GeniusCash app.
The Breakdown:
- 30,000 MBNA Rewards points (20K after $2K spend in 90 days + 10K for e-statement enrollment)
- PLUS $200 GeniusCash when you apply through the GeniusCash app (only $100 through the website)
- Combined value of roughly $500
Card Highlights:
- 5X points on groceries, restaurants, digital media, memberships & utilities (up to $50K spend per category/year)
- 1X points on everything else
- Birthday bonus: 10% of your annual points earned (max 15K points)
- Points never expire
- $120 annual fee (easily offset by welcome bonus)
Worth noting:
- Works at Costco since it’s Mastercard. Great for Walmart Supercenter grocery runs too since those code as grocery stores. The 5X rate is competitive with Cobalt for categories that overlap.
- Income requirement: $80K personal or $150K household
How to get the $200 GeniusCash:
- Must apply through the GeniusCash app (not the website). The easiest way is to go to the offer page on creditcardGenius.ca, then click the app-exclusive link to download the app. GeniusCash pays out via PayPal or e-transfer.
- The app-exclusive $200 GeniusCash makes this one of the better MBNA offers circulating right now IMO.
Statistics: Posted by Maaaarrrr — Nov 5th, 2025 7:41 am