[BMO] 4.70% Interest from Sept 3, 2025, and ends on Dec 31, 2025 Max 1M – YMMV – Open before Oct 1, 2025

Someone stated they transferred another promotional BMO account into a new one and only got interest on the new amount. Better to transfer to Chequing account and then to new account

Interest shows up couple business days after end of month

Limited time offer.footnote star* Open a BMOB M O Savings Amplifier Account using the link below before October 1, 2025 and you’ll earn 4.70%footnote star* interest until December 31, 2025, on balances up to $1,000,000.footnote star*

Terms and Conditions
Earn 4.70% promotional interest rate (“Total
Promotional Rate”) until December 31, 2025 on your
balance in the Qualifying Savings Account (defined
below), up to $1,000,000. Balances $1,000,000 or more
will earn the Bank’s posted interest rate.
Offer Period
This Promotional Interest Rate Offer (“Offer”) begins
on September 3, 2025, and ends on December 31, 2025
(“Offer Period”). The Offer is available on your balance in
the Qualifying Savings Account during the Offer Period.
Eligibility
The Offer is only available to eligible customers who
were provided with this offer to open a new Savings
Amplifier Account during the Offer period (“Qualifying
Savings Account”), who have reached the age of
majority at the time of account opening, in the province
or territory where they reside. If the account is a joint
account, all account holders must have reached the
age of majority to qualify.
Interest Calculation
The Qualifying Savings Account will earn the Total
Promotional Rate of 4.70% until December 31, 2025.
The Total Promotional Rate calculation is comprised
of the Bank’s posted interest rate (0.80%) plus a
promotional rate (3.90%).
After the Offer Period ends, the Qualifying Savings
Account will earn interest at the posted rate. Interest
rates are available online at bmo.com/rates. For
Qualifying Savings Accounts the Total Promotional
Rate is earned on the full daily closing balance up to a
balance limit of $1,000,000. All interest related to this
offer is calculated on the daily account closing balance
and paid monthly on the last business day of the month.
All interest rates are calculated per annum.
The promotional rate and the Bank’s posted interest rate
may change any time without advance notice.
General
This offer is non-transferable and available only to
the customer who has been presented the offer. This
is a personalized Offer, and the Total Promotional Rate
may not be the same for each customer who receives
an Offer. A limit of one offer per customer is available.
Joint account or multiple account ownership is permitted,
but only the lead account holder who is receiving the
offer can accept the Total Promotional Rate. We may
change the Offer and Terms and Conditions at any time
without notice. Customers who have accepted the offer
will be provided advance notice if the Offer is withdrawn
prior to the Promotional Period end date. We reserve the
right, at our sole discretion, to suspend, disqualify, limit,
or revoke the Offer to any account holder found to have
manipulated or abused the Offer, its fairness, integrity, or
operation. To the extent that these Terms and Conditions
are inconsistent with any other communication,
advertisement or statement from the Bank, these
Terms and Conditions will supersede all other Messages.
To be eligible, customers must open a Savings Amplifier
Account by October 1, 2025.

4.70% Interest from Sept 3, 2025, and ends on Dec 31, 2025 Max 1M – YMMV

Statistics: Posted by J_u_n_i_o_r_3 — Sep 3rd, 2025 9:35 am