Canadian Bank self-direct investment account cash back offers (2024-2025) [TD 1%, CIBC, BMO, BNS 1%, RBC 1%]

Same as last year, this thread lists all the current cash back offers of Canadian bank self direct channel.

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Read the T&C before you jump, Read the T&C before you jump, Read the T&C before you jump:

Pay attention to different dates- promotion period, money in deadline, fund maintained until date, etc.
Restrictions of account type: for existing or new accounts.
Generally, FI will offer transfer fee rebate if money in > 25k, proof of fees charge maybe required.
May require effort to follow up, your advisor may not correctly fill out the transfer form which will delay your transfer
Commissionable trade may be required
May be ineligible if participated in the past X months
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1. TD Direct Investing/EasyTrade 1% offer New or Existing

This offer is available to new and existing clients of TD Direct Investing or TD Easy TradeTM who open or enroll a new or existing TD Direct Investing account in the offer by by March 31, 2025.

STARTGOALS1

Link: https://www.td.com/ca/en/investing/dire … startgoals

2. CIBC Investor’s edge New or Existing

Starting Monday, November 4th, 2024, get 100 commission-free online stock and ETF trades when you open a new eligible CIBC Investor’s Edge account until March 31st, 2025
You can also receive up to $10,000 cash back when you transfer assets from outside of CIBC into your new or existing CIBC Investor’s Edge account(s).

· $10,000 when you transfer in $3,000,000 or more
· $5,000 when you transfer in $2,000,000 to $2,999,999.99
· $2,500 when you transfer in $1,000,000 to $1,999,999.99
· $1,500 when you transfer in $500,000 to $999,999.99
· $1,000 when you transfer in $250,000 to $499,999.99
· $700 when you transfer in $100,000 to $249,999.99
· $500 when you transfer in $50,000 to $99,999.99
· $300 when you transfer in $15,000 to $49,999.99
· $200 when you transfer in $5,000 to $14,999.99

Link: https://www.investorsedge.cibc.com/en/s … -back.html
PDF: https://www.investorsedge.cibc.com/cont … f25-en.pdf

3. BMO New client new account only Existing client different offer (YMMV)

The Promotion begins on Tuesday, January 7, 2025, at 12:00 AM ET and ends on Sunday, March 2, 2025, at 11:59PM

Use Promo Code: SDCASH

You invest:You get:
$5,000 – $24,999$300
$25,000 – $99,999$400
$100,000 – $249,999$500
$250,000 – $499,999$600
$500,000 – $999,999$1,050
$1,000,000 – $1,499,999$2,050
$1,500,000+$3,500

Link: https://www.bmo.com/main/personal/inves … -directed/
PDF: https://www.bmoinvestorline.com/selfDir … cash-e.pdf

Meanwhile, for existing client Activate your cash back offer by January 6, 2025 from BMO online portal.

New New Assets (CDN) Award (CDN)
Add $10,000 + Get 0.25% (max $15,000)

PDF: https://www.bmoinvestorline.com/General … nus-en.pdf

4. BNS 1% cash back for new client- external money

Receive 1% cash back, up to a maximum of $10,000 and $4.99 stock and ETF commission pricing when you fund a new account(s) from another financial institution

using offer code WN25.

Link: https://www.scotiaitrade.com/en/home/ca … -2025.html

Get rewarded for depositing funds into a new Scotia iTRADE account from Scotiabank® Group of Companies:

Qualifying amountDeposits from Scotiabank Group of Companies
Cash Reward + $4.99
$1,000 – $4,999$25
$5,000 – $9,999$25
$10,000 – $24,999$50
$25,000 – $49,999$125
$50,000 – $99,999$250
$100,000 – $249,999$500
$250,000 – $499,999$1,250
$500,000 – $,999,999$2,500
1,000,000+$5,000

Get up to $7,500 cash and $6.99 stock and ETF commission pricing for Existing clients

Open a new account using offer code EC25 or enroll an existing account by March 31, 2025. Fund the account with the qualifying amount by April 30, 2025.

Qualifying amountDeposits from other financial institutionsDeposits from Scotiabank Group of Companies$6.99 Pricing
Cash RewardCash Reward
$1,000 – $4,999$25$25-
$5,000 – $9,999$50$25√
$10,000 – $24,999$75$25√
$25,000 – $49,999$200$50√
$50,000 – $99,999$400$100√
$100,000 – $249,999$750$200√
$250,000 – $499,999$1,900$500√
$500,000 – $,999,999$3,750$1,000√
1,000,000+$7,500$2,000√

Link: https://www.scotiaitrade.com/en/home/ca … 25-ec.html

5. RBC 1% + 100 commission free trade for RBC client who’s new to RBCDI Targeted

Get 1% cash back when you open your first RBC Direct Investing account and transfer a minimum of $15,000. You’ll also get 100 commission-free online trades to use anytime within two years

Offer ends December 31, 2024. Conditions Apply.

Promo code: WNL11

https://www.rbcroyalbank.com/nbo/cashba … code=WNL11

Public offer: up to 500,000 Avion promotion

Plus, you can get $300 cash when you open your first RBC Direct Investing account(s)2 and invest $15,000 or more.*
BONUS: Get 50 commission-free trades to use within a year – no minimum investment required.*
You’ll get 1 Avion point for every 2 Canadian dollars (or equivalent) of your net transferred assets as of October 3, 2025
Offer ends March 3, 2025. Conditions apply.* Promo code: WPP11

Link: https://www.rbcdirectinvesting.com/dms/ … code=WPP31

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Other Brokerages/None Bank:

1. 2025 Big Winter Bundle: 2% RRSP/LIRA match, 1% other eligible account match

https://forums.redflagdeals.com/wealths … e-2740124/

2) Webull 1.5% offer

Webull 1.5% Transfer Matching, bonus up to 30,000
https://forums.redflagdeals.com/webull- … 0-2722404/

3) Moomoo Canada

Cash coupons up to 2300
please Google

4) Qtrade

Use the promo code CASHBACK2025 by March 31, 2025

$5,000 – $24,999 $250 cash back – that’s 5% on $5,000!
$25,000 + 1% cash bonus (up to $2,000)