Back to TD Direct Investing’s new perk:
NYSE notables:
VOO (S&P500 at 0.03% MER (VFV for us)),
SPY (S&P500),
QQQ (NASDAQ),
GLD (Gold),
TLT (Long-Term Treasuries),
VTI (US Total Stock Market 0.03% MER, VUN on TSX 0.17%),
VB (Vanguard US Small Cap),
VNQ (US REIT Index) – interesting they didn’t include VRE on the TSX
TSX notables (what most are advised to use by credible finance personalities (Ben Felix, Justin Bender, Dan Bortolotti – all fiduciaries with CFA/CFP credentials with YouTube channels): https://canadiancouchpotato.com/model-portfolios/)
TEQT/VEQT (pure global stocks with 20-30% weight Canada),
TGRO/VGRO (Growth – 80% global stocks/20% bonds),
TBAL/VBAL (Balanced – 60% global stocks/40% bonds),
VCNS (Conservative – 40% global stocks/60% bonds)
+ more, there are 100 ETFs total…
For guides on the above all-in-one, auto-rebalancing ETFs:
How to Choose Your Asset Allocation ETF
How to Build an ETF Portfolio at TD Direct Investing
Another PSA, if you’re investing in a fund or ETFs without a specific strategy, check your % MER (fee paid per year as a percentage of invested assets). People always fail to do this and it ends up gobbling a huge chunk of their retirement – see picture below. Don’t get scammed, legally, of course…
MER Calculator
https://learningtofi.com/mer-fee-calculator/
Also, you can combine this perk with this 2% deposit deal:
Invest $10K – 250K get 2% bonus (TFSA, RRSP, FHSA, LIRA, LRSP) (New/Existing accounts)
https://forums.redflagdeals.com/td-bank … s-2786741/
I’ve had all these brokers at some point except CIBC Investor’s Edge…
Also, you can use TDDI for savings interest using their investment savings account (free to buy/sell):
Bank InvSavAcct [-%] [REAL HISAs] [CDIC: Yes!] [CAD/USD]
https://forums.redflagdeals.com/bank-in … 0-2579841/
Just watch for quarterly maintenance fees if your account is small.
*Not financial advice — do your own research or consult a professional.*
Statistics: Posted by FestivusMiracle — Dec 10th, 2025 9:30 pm