[Meridian CU] Meridian Credit Union Now Offering 4.55% for 6 months HISA

They recently raised their rate .15 and a full 6 month duration is 2-3 months better than most others offering a promo-rate HISA. I have dealt with them before from BC and no problems to report.

Offer: Meridian Credit Union Limited (“Meridian”) is offering a high interest savings account (“HISA”) promotional interest rate of 3.55%, which will be added to the posted interest rate, on Eligible Deposits made into Eligible Accounts by Eligible Members, from August 31, 2026 to December 31, 2026 (the “Offer”).

2. Offer Period: The Offer is valid starting August 31, 2026, and until December 31, 2026 (the “Offer Period”). Meridian reserves the right at its absolute discretion to withdraw this Offer in whole or in part, or to vary, delete or add to any of these terms and conditions at any time and from time to time without notice.

3. Eligibility Criteria:

Eligible Accounts: The Offer is only available on the following account types:
HISA (non-registered)
Tax-Free Savings Account (“TFSA”) HISA
Registered Retirement Savings Plan (“RRSP”) HISA
Registered Retirement Income Fund (“RRIF”) HISA

Collectively referred to as the “Eligible Accounts”.
Eligible Deposit: A deposit is only deemed eligible if the funds being deposited into the Eligible Account have not been deposited in any account type with Meridian within the last three hundred and sixty five (365) days prior to opening the Eligible Account. For additional clarity, Eligible Deposits must be transferred to an Eligible Account from a financial institution that is not Meridian or Aviso Wealth;
Eligible Member: is a Meridian Retail Banking Member (the “Eligible Member”). Meridian Business Banking Members are not eligible for this Offer;
Open an Eligible Account during the Offer Period; and
An Eligible Deposit must be made into an Eligible Account during the Offer Period.
4. Total Promotional Rate: The total promotional interest rate is calculated by adding the promotional interest rate of 3.55% (“Promotional Rate”) to the Meridian Eligible Account posted interest rate, as displayed on Meridian’s website (“Posted Rate”) (collectively, the “Total Promotional Rate”). For example, a Posted Rate of 0.85%, plus Promotional Rate of 3.55% is equal to the Total Promotional Rate of 4.55% (Please note, this is only an example based on the Posted Rate as of August 31st, 2026).

5. Promotional Period The Offer is available to Eligible Members on Eligible Deposits made into the Eligible Account for one hundred and eighty-two (182) days (approximately 6 months) from the date the Eligible Account is opened. This means that the Promotional Rate would only be offered for a period of 182 days after the Eligible Account is opened.

6. Application of Promotional Rate: Eligible Deposits will receive the Promotional Rate made to the Eligible Account during the Promotional Period to a maximum Eligible Account balance of $250,000.00. Subject to the limits and qualifications outlined in these Terms and Conditions, interest earned at the Total Promotional Rate is calculated on the closing daily balance of the Eligible Account and is paid monthly. Any change to the Posted Rate will result in a corresponding change to the Total Promotional Rate. The Promotional Rate and Posted Rate are annualized rates and may change at any time without prior notice.

Statistics: Posted by katwittfan — Nov 12th, 2026 9:31 am

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