CIBC now has 2% transfer bonus for up to 5K of cash back. Registered only. Requires a meeting with their advisor to initiate [what is that? Ew, brother! Ew!].
Get up to $5,000 cash back
On transfers into eligible registered plans.† Conditions applyGet 2% cash back, up to $5,000!
To qualify for the transfer-in offer, you must:
– Meet with a CIBC advisor to initiate your transfer by March 31, 2027.
– Transfer-in eligible registered investments totaling $10,000 or more from an external financial institution to a qualifying CIBC registered plan. Funds must be received by May 31, 2027.†
– Maintain your investments until March 31, 2028 to receive your cash back by April 30, 2028.
Fine print:
The CIBC Registered Plan 2% Transfer-In Cash Incentive Offer (the “Offer”) is available to residents of Canada who have: reached the age of majority in their province or territory and have a Qualifying CIBC Registered Plan Product or have opened a new Qualifying CIBC Registered Plan Product prior to completing the transfer-in. Offer begins on November 2, 2026, and ends on March 31, 2027 (the “Offer Period”). Offer consists of a 2% cash bonus incentive payment (the “Bonus”) when you transfer in a total minimum amount of $10,000 or more in cash (or equivalent value in securities) across new or existing Qualifying CIBC Registered Plan Product(s) from a registered plan(s) held at a financial institution outside of the CIBC Group of Companies. To qualify, transfers must be initiated during the Offer Period. Transferred assets must be deposited into the applicable Qualifying CIBC Registered Plan Product(s) by no later than May 31, 2027, and must remain in the respective plan until March 31, 2028. The Bonus will be paid by no later than April 30, 2028, provided all eligible assets remain in the Qualifying CIBC Registered Plan until March 31, 2028. The Bonus is calculated based on the value of cash at the time of receipt into the applicable Qualifying CIBC Registered Plan Product and/or market value as of the date the transfer is completed for eligible in-kind transfers and is subject to a total maximum Bonus of $5,000 per client. Offer does not apply to contributions made to Qualifying CIBC Registered Plan Products. There may be tax implications associated with this Offer. You remain responsible for ensuring that any contribution to your RRSP, RESP, RDSP, FHSA or TFSA does not exceed your contribution limits under the applicable tax legislation. Offer does not apply to transfers into TFSA Tax Advantage Savings Accounts, RRSP/RRIF Daily Interest Savings Accounts, GICs purchased directly from CIBC, locked-in plans, pension plans, any CIBC Group RSP plans, non-registered accounts, registered plans or non-registered accounts offered by Simplii Financial®, CIBC Wood Gundy® or CIBC Investor’s Edge®. For a full list of Qualifying CIBC Registered Plan Products refer to the Offer Terms and conditions. For additional details, ask at any CIBC Banking Centre or go to the CIBC website. CIBC or the participating subsidiaries (as applicable), each in its sole discretion, may change these terms and conditions or withdraw all or part of this Offer at any time without notice. Other conditions apply. For full Offer details, review the CIBC Registered Plan 2% Transfer-In Cash Incentive
Link to Terms and Conditions: Your text to link here…
Slightly worse offer from ScotiaBank (4K max cash back and also need to setup a pre authorized payment of at least $100 per month for 12 months) here cibc-cibc-transfer-bonus-2-up-5k-cashback-2830870/
Statistics: Posted by LawyerDog — Nov 2nd, 2026 5:40 pm
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