Not the best credit card offer out there but it’s an easy 13.3% back on $3,000 spending and no fee for the first two years. This is the best welcome bonus I have seen on this card.
- 2 year annual fee waiver ($120/year)
- 20,000 points after spending $3k in first 3 months (worth $200 statement credit)
- $200 statement credit for spending $200 on travel (looks like RHT does not work based on fine print but YMMV)
- 20,000 more points for spending $12k total in first 12 months (not worth it for most RFDers so didn’t include in the thread title)
This card is worth to have if you spend a lot of money on Translink and BC Ferries fares (5% back) or Modo car share (10% back).
Statistics: Posted by Kiraly — Sep 6th, 2026 3:30 pm