Same as last year, this thread lists all the current cash back offers of Canadian bank self direct channel.
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Read the T&C before you jump, Read the T&C before you jump, Read the T&C before you jump:
Pay attention to different dates- promotion period, money in deadline, fund maintained until date, etc.
Restrictions of account type: for existing or new accounts.
Generally, FI will offer transfer fee rebate if money in > 25k, proof of fees charge maybe required.
May require effort to follow up, your advisor may not correctly fill out the transfer form which will delay your transfer
Commissionable trade may be required
May be ineligible if participated in the past X months
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Summary Table
Code:
Brokerage Cash back Cashback Cap Offer Period Bonus Date Condition Link-------------------------------------------------------------------------------------------------------------------------------TD 2% 2,500 03/02/2026 03/31/2027 2% reg, 1% other https://www.td.com/ca/en/investing/direct-investing/direct-investing-offerCIBC 1% tier 15,000 03/31/2026 07/27/2026, 05/10/2027 tier, 2 payment https://www.investorsedge.cibc.com/en/special-offers/start-trading.htmlRBC 0.5% Pts 500k pts 11/28/2025 — https://www.rbcdirectinvesting.com/dms/avion-points/index.htmlBMO 0.5 + 0.5% 10,000 11/30/2025 07/20/2026, 01/18/2027 2 payment https://www.bmo.com/en-ca/main/personal/investments/direct-investing/investorline/self-directed/BNS N/A —Webull 2% 100,000 12/31/2025 12 payments, Referral bonus https://www.webull.ca/offers-promotions/depositWS N/A —1. TD Direct Investing 2% Reg
New or existing clients can register by opening an eligible account by March 2, 2026 using the promo code: INVEST2026.
Link: https://www.td.com/ca/en/investing/dire … ting-offer
RFD Discussion: https://forums.redflagdeals.com/td-bank … s-2786741/
2. CIBC 1% Tier
Get 100 free trades when you open a CIBC Investor’s Edge account using promo code EDGE2526. Plus, get $150 or more cash back.
Link: https://www.investorsedge.cibc.com/en/s … ading.html
PDF: https://www.investorsedge.cibc.com/cont … fer-en.pdf
3. RBC
Avion pts till end of NOV
4. BMO 0.5 0.5%
Get 0.5% cash back when you deposit $5,000 or more into a new InvestorLine Self-Directed account and hold your investment for 5 months. Double your bonus to 1% cash back when you hold for 11 months.
LINK: https://www.bmo.com/en-ca/main/personal … -directed/
PDF: https://www.bmoinvestorline.com/selfDir … cash-e.pdf
5. BNS
N/A
6. Webull 2%
Offer Period: November 1, 2025 at 12:00 AM EDT – December 31, 2025 at 11:59 PM EST
Link: https://www.webull.ca/offers-promotions/deposit
RFD Discussion: https://forums.redflagdeals.com/webull- … 0-2786437/
7. WS
N/A
Statistics: Posted by franklin777 — Nov 3rd, 2025 10:51 pm
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